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Andrew Goldberg

I'm Andrew Goldberg, a Boston real estate advisor specializing in first-time buyers across Greater Boston. I guide you A to Z—from first search to closing day.

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Commonwealth Standard Realty Advisors

© 2026 Andrew Goldberg. All rights reserved.
Equal Housing Opportunity. Information deemed reliable but not guaranteed.

  1. Home
  2. Listings
  3. 195 Cady St, Ludlow, MA 01056
24 Days on market
195 Cady St Ludlow — Photo 1 of 36

195 Cady St Ludlow — Photo 1 of 36

$310,000

195 Cady St, Ludlow, MA 01056

Ludlow, MA 01056

Beds

4

Baths

1

SqFt

1,080

Style

Single Family

Built

1950

Welcome home to this beautifully maintained, move-in-ready four-bedroom Cape that perfectly blends charm, comfort, and convenience! The updated kitchen is the heart of the home, offering a stylish and functional space for preparing meals and gathering with guests. Enjoy year-round comfort with gas forced hot air heat and central air conditioning. Outside, you'll love the spacious, fully fenced backyard, ideal for entertaining, pets, gardening, or simply relaxing. A brand-new septic system installed in 2026 provides valuable peace of mind. Situated on a generous approximately 13,112-square-foot lot, this home is conveniently located just minutes from shopping, restaurants, golf courses, parks, and scenic walking trails. Whether you're a first-time buyer, downsizing, or simply looking for a turnkey home, this inviting property is ready for you to move in and start making memories. Don't miss this opportunity!

Market Value Analysis

This Property
Size (SqFt) →Price →
This Property$287/sqft
Local Avg (Ludlow)$257/sqft
12% AboveMarket Average

* Analysis is based on 24 actively listed and recently sold comparable properties strictly within Ludlow, MA.

Property Details

Financials

Original Price$310,000
Annual Taxes$5,014

Parking

Garage0
Off-Street4

Interior Specifications

Total Rooms6
FireplacesNone
FlooringWood, Tile
BasementFull, Partially Finished, Bulkhead, Concrete

Climate & Utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
Zoning02

Property & Lot

Acres0.3
SqFt Lot13,112
Lot Features--

Amenities & Appliances

Gas Water Heater • Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Park • Walk/Jog Trails • Golf • Medical Facility

Geography

Floorplan Breakdown

Structural Layout

Second
Bedroom 3Bedroom 4
First
Living RoomKitchenMaster BedroomBedroom 2Bathroom 1
Living Room
Lvl First

Ceiling Fan(s), Flooring - Wood

Kitchen
Lvl First

Ceiling Fan(s), Flooring - Stone/Ceramic Tile

Master Bedroom
Lvl First

Ceiling Fan(s), Closet, Flooring - Hardwood

Bedroom 2
Lvl First
Bedroom 3
Lvl Second

Ceiling Fan(s), Flooring - Hardwood

Bedroom 4
Lvl Second

Ceiling Fan(s), Flooring - Hardwood

Bathroom 1
Lvl First

Bathroom - Full

Property History

Listed
$310,000

Aug 1, 2026

MLS® 73556272

Expired
$134,900

May 25, 2010

MLS® 71038009

Listed
$134,900

Feb 25, 2010

MLS® 71038009

Population

20,904

U.S. Census Bureau, ACS 2024 5-Year Estimates (B01003)

Median Household Income

$85K

U.S. Census Bureau, ACS 2024 5-Year Estimates (B19013)

Renter-Occupied Homes

22.5%

U.S. Census Bureau, ACS 2024 5-Year Estimates (B25003)

New Construction Permits — Hampden County

359 housing units permitted in the last 12 months (+20% vs the prior 12 months) — 74 in 5+ unit buildings

U.S. Census Bureau, Building Permits Survey (through Jun '26)

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 540 sq ft (the lesser of 900 sq ft or half the 1,080 sq ft principal dwelling). Lot size: 13,112 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Full Ludlow, MA market report ZIP 01056 market data
Listing Provided By

Listing Agent: Brian Fitzgerald

Listing Office: Coldwell Banker Realty - Western MA

MLS® Number: 73556272

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