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  1. Home
  2. Listings
  3. 176 Putnam Rd, Holden, MA 01520
Active
11 Days on market
176 Putnam Rd Holden — Photo 1 of 42

176 Putnam Rd Holden — Photo 1 of 42

Recent Drop: $25,000

$849,900
$824,900

$824,900

176 Putnam Rd, Holden, MA 01520

Holden, MA 01520

Beds

3

Baths

3

SqFt

3,414

Style

Single Family

Built

1991

Welcome to this beautifully maintained 3-4 bedroom Cape offering approx 3400 square feet of finished living space on a private, wooded lot just under one acre. The Watershed Act prohibits building behind the property, thus you will enjoy exceptional privacy and peaceful surroundings. Designed with exceptional craftsmanship, this quality-built one owner home features custom woodwork throughout, including handcrafted, built-in oak cabinetry and detailed trim. As you enter the home, you'll be greeted by a dramatic cathedral ceiling extending from the center foyer and staircase all the way to the second-floor loft, creating an impressive open space filled with natural light. The main level features all fresh paint, a spacious first-floor primary suite with a full bath, a formal living room, dining room, comfortable family room and a stunning sunroom-style dining area featuring three walls of windows and a soaring cathedral ceiling, providing beautiful views and making it the perfect place to enjoy meals or relax year-round. Upstairs you'll find a large loft overlooking the main living area, two bedrooms, a full bath and an unfinished 600-square-foot future primary suite with rough plumbing already in place for an additional bathroom offering potential for expansion. The finished walkout lower level adds over 1,000 square feet of living space and includes a second kitchen, bonus room, family room with a pellet stove, full-size windows, and a sliding glass door. Built with quality 2x6 construction, this home also features two full fireplaces, one with a gas insert, a solar hot water system, a whole-house fan for natural cooling, expansive attic storage, a brand-new oil tank, a new garage door, and a meticulously maintained heating system. Outside, enjoy the large Trex deck with maintenance-free aluminum railings. A 16' x 16' two-story barn provides excellent storage, workshop, or hobby space. The beautifully wooded setting cools naturally in the evenings, creating a comfortable outdoor retreat throughout the warmer months. This is a rare opportunity to own a quality custom built home that offers generous living space, timeless character, and energy-efficient features. See attached feature sheet.

Market Value Analysis

This Property
Size (SqFt) →Price →
This Property$242/sqft
Local Avg (Holden)$321/sqft
25% BelowMarket Average

* Analysis is based on 24 actively listed and recently sold comparable properties strictly within Holden, MA.

Property Details

Financials

Original Price$849,900
Annual Taxes$10,022

Parking

Garage2
Off-Street7

Interior Specifications

Total Rooms8
Fireplaces3
FlooringWood, Tile, Carpet, Flooring - Stone/Ceramic Tile, Flooring - Wall to Wall Carpet, Flooring - Hardwood
BasementFinished, Walk-Out Access

Climate & Utilities

HeatingBaseboard, Oil, Pellet Stove, Ductless
CoolingDuctless, Other, Whole House Fan
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningR1

Property & Lot

Acres0.87
SqFt Lot37,954
Lot FeaturesCleared

Amenities & Appliances

Electric Water Heater • Solar Hot Water • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Shopping • Pool • Public School

Geography

Floorplan Breakdown

Structural Layout

Second
Bedroom 2Bedroom 3Bathroom 2
First
Living RoomDining RoomKitchenFamily RoomMaster BedroomBathroom 1
Basement
Bathroom 3
Living Room
Lvl First

Flooring - Hardwood, Recessed Lighting

Dining Room
Lvl First

Flooring - Hardwood

Kitchen
Lvl First

Flooring - Stone/Ceramic Tile, Pantry, Countertops - Stone/Granite/Solid, Recessed Lighting

Family Room
Lvl First

Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood

Master Bedroom
Lvl First

Ceiling Fan(s), Flooring - Hardwood

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Skylight, Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood

Bathroom 1
Lvl First

Bathroom - Full, Bathroom - With Shower Stall, Bathroom - With Tub, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Bidet

Bathroom 2
Lvl Second

Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Bidet

Bathroom 3
Lvl Basement

Bathroom - Full, Bathroom - With Shower Stall

Property History

Price Drop
$824,900

Was $849,900

Aug 24, 2026

MLS® 73563530

Listed
$849,900

Aug 16, 2026

MLS® 73563530

Population

16,912

U.S. Census Bureau, ACS 2024 5-Year Estimates (B01003)

Median Household Income

$148K

U.S. Census Bureau, ACS 2024 5-Year Estimates (B19013)

Renter-Occupied Homes

13.7%

U.S. Census Bureau, ACS 2024 5-Year Estimates (B25003)

New Construction Permits — Worcester County

1,806 housing units permitted in the last 12 months (-4% vs the prior 12 months) — 1,006 in 5+ unit buildings

U.S. Census Bureau, Building Permits Survey (through Jun '26)

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,414 sq ft principal dwelling). Lot size: 37,954 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Full Holden, MA market report ZIP 01520 market data
Listing Provided By

Listing Agent: Jayne Diliberto Porter

Listing Office: A. J. Homes

MLS® Number: 73563530

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